There are many things that can cause your car insurance prices to increase. These include everything from getting a speeding ticket to getting into an accident. We supply several Connecticut auto body shops with collision repair parts so we have heard our share of stories of how customers insurance costs suddenly went up after certain events. Whether you are looking to change car insurance companies or are looking to save money on car insurance in the future, here are five ways to save on car insurance.

1.Shop around for car insurance.

Many insurance companies charge varying rates for the same amount of coverage. They may also treat your driving history differently. For example, Company A may not take your credit history in account and Company B may want pull your credit report. When starting the search for car insurance or changing companies, don’t forget to shop around. Many car insurance providers now offer free quotes online.

2.Reduce your mileage.

Car insurance companies often take your annual mileage into account when calculating your premium. Some companies offer incentives for low mileage drivers that save the consumer as much as 50%. There are several modern ways to lower mileage. You can ride your bike, carpool, or use public transportation.

3.Purchase an insurance friendly car.

The more expensive your vehicle is, the more the expensive the insurance will be. Theft rate, body type, and make can all influence the price of your car insurance. If you want to save on car insurance, you can purchase a more simple vehicle.

4.Drive safely and keep your speed down.

Accidents and moving violations are the top things that increase car insurance premiums. Keep your speeds down, break lightly, and don’t tailgate other drivers. You should also stay off your cellphone or purchase a hands free device. It is illegal to use a cellphone in a car without a hands free device in many states now. Many car insurance providers now provide customers with devices that can actually track their safe driving. If you are considered a safe driver, you may be eligible for premium related discounts.

5.Drop unnecessary car insurance coverage.

If you have an older car, you may want to drop collision and comprehensive coverage. The payout for this type of insurance is limited to the value of your car. You should also thoroughly check your coverage and see what exactly you are paying for. Find out what extras you are paying for and get rid of the ones you don’t really need.